PM Modi has launched another Accident Insurance Yojana that is Pradhan Mantri Suraksha Bima Yojana. This Yojana will provide coverage of Rs.2 lakhs in case of death or disability due to an accident against an annual premium of Rs.12.
Premium Appropriation-It is divided into three part.
(i) Premium to PSGIC/other Insurance Company will be Rs 10/-per annum per member.
(ii) Reimbursement of Expenses to BC/Micro/Corporate/Agent will be Rs 1/-per annum per member.
(iii) Reimbursement of Administrative expenses to participating Bank will be Rs 1/-per annum per member.
In Case of Additional coverage-Yes this will be an additional coverage under any other insurance Scheme.
Pradhan Mantri Suraksha Bima Yojana
Nature of Scheme-This scheme is of one year and every year you have to renew the Yojana. This Yojana will provide coverage against Death or Disability due to accident.
Benefits-This Yojana has 3 benefits as listed below
Nature of Scheme-This scheme is of one year and every year you have to renew the Yojana. This Yojana will provide coverage against Death or Disability due to accident.
Benefits-This Yojana has 3 benefits as listed below
(i) In case of Death sum Insured Rs 2 Lakh will be paid to Nominee.
(ii) In case of Total or irrecoverable loss of both eyes or loss of use of both hands or fee or loss of sight of one eye and loss of use of hand or foot sum insured Rs 2 lakh will paid.
(iii) In case of Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot sum insured will be Rs 1 lakh.
Mode of Premium Payment-In this Bima Yojana the premium will be auto debited from your bank saving account in one installment every year.
Where to open Account-This Yojana is be offered /Administered through Public Sector General Insurance Companies (PSGICs) and other General Insurance Companies. This scheme is also available in Indian banks Union Bank of India etc.
Eligibility-Any Indian Citizen whose age is in between 18 to 70 Years having a saving account can enroll in this Yojana. If a person has multiple accounts he /she can open only one account.
How to enroll- To enroll in this Yojana he has to fill the form and submit the form. Form Download Link and sample filled form is given below.
Enrolment Peroid-Intially the coverage period is from 1st June 2015 to 31 May 2016.Subscribers has to enroll and give their auto-debit option on or before 31 may 2015.
(ii) In case of Total or irrecoverable loss of both eyes or loss of use of both hands or fee or loss of sight of one eye and loss of use of hand or foot sum insured Rs 2 lakh will paid.
(iii) In case of Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot sum insured will be Rs 1 lakh.
Mode of Premium Payment-In this Bima Yojana the premium will be auto debited from your bank saving account in one installment every year.
Where to open Account-This Yojana is be offered /Administered through Public Sector General Insurance Companies (PSGICs) and other General Insurance Companies. This scheme is also available in Indian banks Union Bank of India etc.
Eligibility-Any Indian Citizen whose age is in between 18 to 70 Years having a saving account can enroll in this Yojana. If a person has multiple accounts he /she can open only one account.
How to enroll- To enroll in this Yojana he has to fill the form and submit the form. Form Download Link and sample filled form is given below.
Enrolment Peroid-Intially the coverage period is from 1st June 2015 to 31 May 2016.Subscribers has to enroll and give their auto-debit option on or before 31 may 2015.
In case not joined this Year-If the subscriber’s fails to join in this scheme in this year i.e 2015.He/she can join in future years according to his/her need.
In case of leave-If any subscriber’s exits the scheme at any point and he/she wants to rejoin in the scheme in future. In that case he/she can re-join the Yojana.
In case of leave-If any subscriber’s exits the scheme at any point and he/she wants to rejoin in the scheme in future. In that case he/she can re-join the Yojana.
Master Policy Holder-The Master Policy Holder will be the Participating banks.
Termination-There are three conditions in which this Yojana will be terminated.
(i) Attaining the age of 70 years.
(ii) Closer of bank account in which you have activated this Yojana.
(iii) Unable to maintain sufficient balance for this Insurance Yojana
Termination-There are three conditions in which this Yojana will be terminated.
(i) Attaining the age of 70 years.
(ii) Closer of bank account in which you have activated this Yojana.
(iii) Unable to maintain sufficient balance for this Insurance Yojana
Premium Appropriation-It is divided into three part.
(i) Premium to PSGIC/other Insurance Company will be Rs 10/-per annum per member.
(ii) Reimbursement of Expenses to BC/Micro/Corporate/Agent will be Rs 1/-per annum per member.
(iii) Reimbursement of Administrative expenses to participating Bank will be Rs 1/-per annum per member.
In Case of Additional coverage-Yes this will be an additional coverage under any other insurance Scheme.
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